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What Does a Title Company Actually Do?

  • 3 min read

If you’re not sure what a title company does during a home sale, you’re not alone. They handle the legal and financial details that make your sale official, including verifying ownership, preparing paperwork, and making sure everyone gets paid. Knowing their role can give you more confidence and peace of mind when it’s time to sell.

What Is a Title Company?

A title company is a neutral third party that handles paperwork, holds funds in escrow, and verifies legal ownership of your property. They make sure the title (your legal right to sell the home) is clean — meaning no unpaid liens, legal issues, or missing heirs that could cause trouble after closing.

Why It Matters

When you sell your house, the title company:

  • Confirms your ownership is valid
  • Checks for unpaid taxes or liens
  • Helps with probate documents if there’s been a death or divorce
  • Transfers ownership legally and securely
  • Prepares all closing documents and disburses funds

Don’t Skip This Step

Choosing the right title company matters. A common mistake is picking the cheapest or most convenient option without knowing their track record. Marck recommends going with a trusted, nationwide title company — one that will stand behind the title policy if something goes wrong later.

Smaller or less experienced companies may not offer the same level of protection. If an issue with ownership or title history pops up after the sale, you want to know the company will step up and resolve it.

What to Expect During the Process

Here’s what your title company will help with:

  • Title Search: They check public records to verify ownership and look for any issues
  • Title Insurance: Protects you and the buyer from future claims
  • Escrow Services: They hold the buyer’s funds safely until the deal is complete
  • Closing Documents: They prepare and organize everything for signing day
  • Disbursing Funds: They handle payments to you, the county, lien holders, and more

Selling Off Market or for Cash?

Even if you’re selling your house off market or to a cash buyer, you still need a title company. They’re there to make sure the transaction is legal, clean, and secure. This protects both you and the buyer — and keeps the deal from falling apart at the last minute.

Final Thought

A title company isn’t just a behind-the-scenes service. They play a key role in protecting your sale, your property rights, and your peace of mind. Choose one with experience, strong backing, and a reputation for doing things the right way.

If you’re not sure where to start, Best Offer KC can help walk you through the process and make sure you’re connected with a professional, reputable title company that puts your protection first.